Dr. Sumathi Kumaraswamy is an Associate Professor of Banking and Finance at the College of Business Administration, University of Bahrain. She holds a PhD in Banking and Finance from Bharathiar University, India. She completed her master's degree in finance and bachelor's in commerce from Bharathiar University, India. Her research interests include short-term financial management, fintech, and corporate dividend policies. Dr. Sumathi also serves in the Editorial board of internationally reputed journals and has published articles in internationally referred journals.